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We offer the following Loans:
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TYPES OF LOAN PRODUCTS
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FEATURES
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Pay Day Loans
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- Minimum deposit of $3,000.00
- Maximum loan $20,000.00
- Repayment period one month
- No additional security required
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Business Loans
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- Maximum loan available - $5,000,000
- Required deposit – 15%
- Term – dependent on collateral
- Purpose – business
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Line of Credit Loan
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- Maximum loan available - $5,000,000
- Required deposit – 15%
- Term – 2 years
- Purpose – productive
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Crop Lien Loan – Farmers
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- Maximum loan available - $5,000,000
- Required deposit – 10%
- Term – dependent on crop
- Purpose – Productive
- Moratorium – 1 year
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Regular Mortgage Loans
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- Maximum loan available - $5,000,000
- Required deposit – 10%
- Term – 15 years
- Purpose – land, home improvement or acquisition
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Agriculture Loan – Farmers
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- Maximum loan available - $3,000,000
- Required deposit – 15%
- Term – 5 years
- Purpose – agriculture
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- Maximum loan available - $4,500,000
- Required deposit – 10%
- Term – 25 years
- Purpose – land, home improvement or acquisition
- Saving in account for 1 year
- Mortgage savings account (pool)
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- Maximum loan available - $300,000
- Required deposit – 15%
- Term – 24 Months
- Purpose – small business
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Easi Access Loan
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- Maximum loan available - $60,000.00
- Required deposit – 10%
- Term – 12 months
- Purpose – any
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Emergency Loan
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- Maximum loan available - $60,000.00
- Required deposit – 10%
- Term – 18 months
- Purpose – emergency
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Debt Consolidation
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- Maximum loan available - $5,000,000
- Required deposit – 10%
- Term – dependent on security used
- Purpose – to clear debt
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Motor Vehicle Loan
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- Maximum loan available - $5,000,000
- Required deposit – 15-30%
- Term – 1-10 years
- Purpose – personal or productive
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Education Loan
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- Maximum loan available - $300,000
- Required deposit – 10%
- Term – 18-48 months
- Purpose – educational expenses
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Loans
